Terms of Service

Effective date: August 13, 2026

These Terms of Service (the "Terms") are a binding agreement between you and John D Wilson LLC d/b/a Sportsbook Science LLC, a Colorado limited liability company operating the website brand Sportsbook Science Analytics ("SSA", "we", "us", or "our"). They govern your use of sportsbookscienceanalytics.com and its league subdomains (including nfl., ncaaf., cfl., golf., nba., nhl., and soccer.sportsbookscienceanalytics.com) and all content, features, and subscription services offered there (collectively, the "Service"). Please read them carefully. Our Privacy Policy explains how we handle your information and is incorporated into these Terms by reference.

1. Acceptance of Terms

By creating an account, signing in, purchasing a subscription, or otherwise accessing or using the Service, you accept and agree to be bound by these Terms. If you do not agree, do not use the Service. When you sign in or subscribe, we record the version of the Terms you accepted and the time of acceptance.

Purchases made through the Service are processed by Stripe, which acts as merchant of record, and your purchase transaction may additionally be subject to Stripe or Link terms of sale presented to you at checkout. Those terms govern the purchase transaction; these Terms govern your use of the Service and its content.

2. Eligibility

You may use the Service only if both of the following are true:

You are solely responsible for knowing and complying with the laws that apply to you, including any laws governing sports wagering in your jurisdiction. If using the Service, or acting on any information in it, is unlawful where you are, you may not use the Service. We may suspend or terminate any account we reasonably believe fails to meet these eligibility requirements.

3. Nature of the Service

SSA publishes quantitative sports analytics, including ELO power rankings, predicted lines, weekly picks, Monte Carlo season forecasts (such as conference, playoff, and title odds), NFL mock-draft aggregation, golf tournament predictions and DFS lineup tools, and matchup grades. Some content is free; other content requires a paid subscription.

Everything on the Service is provided for informational and entertainment purposes only. Nothing on the Service is, or should be treated as, gambling advice, betting advice, investment advice, or financial advice. No advisory, fiduciary, or professional relationship is created between you and SSA by your use of the Service.

SSA is not a sportsbook. We accept no bets, place no bets on anyone's behalf, and handle no wagering funds of any kind. We are not affiliated with, endorsed by, or sponsored by any sportsbook, and nothing on the Service is an offer or solicitation to wager.

4. No Guarantees

We make no guarantee of the accuracy, completeness, timeliness, or availability of the Service or any content on it. Our rankings, forecasts, predicted lines, and picks are the output of statistical models, and models can be wrong — sometimes badly wrong. Sports outcomes are inherently uncertain. Past performance of any model, pick, forecast, or strategy does not guarantee, and is not an indicator of, future results. We do not promise that using the Service will produce winnings, profit, or any particular outcome.

5. Assumption of Risk

Any wagering or other decision you make is yours alone. If you choose to place a wager, enter a contest, or take any other action informed by content on the Service, you do so at your own risk and on your own judgment. You bear all risk of loss and all losses arising from your decisions, including all wagering and gambling losses. SSA has no responsibility for, and no involvement in, any wager you place anywhere.

6. Accounts

Accounts are created by signing in with Google (via Firebase Authentication). SSA never receives or stores your password. You agree to:

You are responsible for all activity that occurs under your account. Details about the account data we store and the cookies we use are in the Privacy Policy.

7. Subscriptions, Billing, and Cancellation

Plans and prices

Paid access is sold as per-sport packages, a Football Bundle, and an All-Access package, on monthly or 6-month prepaid billing terms. Current packages and prices are shown at checkout.

Automatic renewal

All subscriptions renew automatically. A monthly subscription renews each month, and a 6-month prepaid subscription renews for a further 6-month term, in each case at the then-current price, until you cancel. If the price of your subscription will increase at renewal, we will notify you before charging the renewal at the increased price, so that you have the opportunity to cancel first. By subscribing, you authorize recurring charges to your payment method until cancellation.

Payment processing

Payments are processed by Stripe, which acts as merchant of record for your purchase (sold through Link under Stripe Managed Payments) and handles applicable sales tax. Your purchase may additionally be subject to Stripe or Link terms of sale presented at checkout. SSA does not receive or store your full payment card details.

Cancellation

You can cancel at any time from your account page, which links to the customer billing portal. Cancellation stops future renewals; your access continues through the end of the period you have already paid for and then ends. Cancellation does not entitle you to a refund of the current period.

Refunds

All payments are non-refundable, except where a refund is required by applicable law. Where a mandatory legal right to a refund applies to you, nothing in these Terms limits that right.

Upgrades

If you upgrade to a broader package (for example, from a single sport to the Football Bundle or All-Access), the upgrade is prorated: you receive credit for the unused portion of your current subscription against the new one.

Promotional codes

We may offer promotional codes from time to time. Promo codes are discretionary, have no cash value, and may be modified, limited, or revoked at any time. A promo code applies only as described when issued and may not be combined, transferred, or sold unless we say otherwise.

8. Intellectual Property and License

All content on the Service — including our models and model outputs, rankings, forecasts, predicted lines, picks, data, statistics, text, graphics, and the design and organization of the site — is owned by John D Wilson LLC d/b/a Sportsbook Science LLC and is protected by intellectual property laws.

Subject to these Terms, we grant you a personal, non-commercial, non-transferable, non-exclusive, revocable license to access and view the content made available to you (including paid content within your subscription) for your own individual use. No other rights are granted. We may revoke this license at any time for violation of these Terms.

9. Acceptable Use and Prohibited Conduct

You agree that you will not, and will not assist or permit anyone else to:

Violation of this section may result in immediate suspension or termination of your account without refund, and we reserve all available legal and equitable remedies, including claims for damages and injunctive relief.

10. Third-Party Trademarks and No Affiliation

NFL, NCAA, NCAAF, CFL, NBA, NHL, Premier League, and similar league, competition, and team names and marks are trademarks of their respective owners. We use them solely to identify the sports and competitions our analytics cover. SSA is not affiliated with, endorsed by, or sponsored by any sports league, team, governing body, or sportsbook, and no such relationship should be inferred.

11. Responsible Gaming

Sports wagering carries real financial risk, and it is not for everyone. Please wager only what you can afford to lose, and treat any wagering as entertainment, not income.

If you or someone you know has a gambling problem, call 1-800-GAMBLER (National Problem Gambling Helpline) or visit ncpgambling.org.

12. Disclaimer of Warranties

THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY CONTENT, MODEL OUTPUT, FORECAST, OR PICK IS ACCURATE OR RELIABLE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, SSA AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS — EXPRESSLY INCLUDING ANY WAGERING OR GAMBLING LOSSES — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE).

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO SSA IN THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) $100.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. IN THOSE JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

14. Indemnification

You agree to indemnify, defend, and hold harmless SSA and its members, managers, officers, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (a) your misuse of the Service; (b) your violation of these Terms, including the acceptable-use rules in Section 9; (c) your violation of any law, including laws governing sports wagering in your jurisdiction; or (d) any wager or other decision you make based on content from the Service.

15. Termination

We may suspend or terminate your account or access to the Service, with or without notice, if you violate these Terms, and we may pursue any other remedies available to us. You may stop using the Service and cancel your subscription at any time via your account page.

Sections of these Terms that by their nature should survive termination do survive it — including the intellectual-property provisions, disclaimers, limitation of liability, indemnification, and governing-law and dispute provisions.

16. Changes to the Service or Terms

We may add, change, or discontinue features of the Service at any time. We may also modify these Terms from time to time. If we make material changes, we will announce them on the site and, where we have your email address, notify you by email, and we will update the effective date above. Your continued use of the Service after the effective date of revised Terms constitutes acceptance of the revised Terms. If you do not agree to the revised Terms, stop using the Service and cancel any subscription.

17. Governing Law and Disputes

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the State of Colorado, without regard to its conflict-of-laws rules.

Informal resolution first. You and SSA each agree that, before filing any claim against the other, the party raising the dispute will first notify the other party in writing with a description of the dispute — you may notify us at jdwilson@sportsbookscienceanalytics.com, and we will notify you at the email address associated with your account — and both parties will then attempt in good faith to resolve the dispute informally for 30 days before either files a claim. Most issues can be settled this way.

If a dispute is not resolved informally, it must be brought exclusively in the state or federal courts located in Colorado, and you and SSA each consent to the personal jurisdiction and venue of those courts. These Terms do not contain an arbitration clause; disputes are resolved in court as described above.

18. Miscellaneous

19. Contact

Questions about these Terms or the Service? Email us at jdwilson@sportsbookscienceanalytics.com.

John D Wilson LLC d/b/a Sportsbook Science LLC, a Colorado limited liability company, operating as Sportsbook Science Analytics.